Welcome to 941 Martingale Lane. NO HOA!! A beautifully updated 2 bedroom, 1.5 bath duplex with loft that blends timeless craftsmanship with modern luxury. Tucked on a spacious corner lot backing to a quiet cul-de-sac, this home offers privacy, convenience, and an impressive list of high-end upgrades. Inside, you'll be greeted by three-quarter inch Brazilian cherry hardwood floors in the living and dining areas, freshly painted walls, and new carpeting. The main level features upgraded Jeld-Wen interior and exterior doors with polished nickel knobs and locks, adding both style and security. The kitchen is a true standout with cork flooring, Decora cabinets, a custom island topped with a 3" solid walnut John Boos butcher block, a Viking stove, and a Thermador dishwasher (installed within the last two years). Upstairs, the upgraded high-sloped ceilings create an open, airy feel. The spacious loft offers endless possibilities: perfect as a home office, family entertainment space, or easily convertible into a third bedroom. The full bathroom features heightened ceilings, marble tile flooring, a Waterworks polished nickel faucet, a custom walnut vanity with storage tower, a Kohler Tresham toilet, and a deep 19" Waterworks cast iron soaker tub, perfect for relaxation. Functionality has been carefully designed throughout the home, with canned lighting in every room, upgraded Lutron dimmer switches and programmable lighting, a custom closet organizer, and dependable $3,000 Speed Queen laundry machines that are just over a year old. The heated garage provides year-round comfort, while pull-down scissor stairs to the attic and an outdoor shed add excellent storage options. Practical upgrades offer peace of mind: roof replaced in 2017, newer A/C unit, new heater coils (2020), freshly cleaned ducts, and a recently seal-coated driveway. Outdoors, the fenced backyard is ideal for entertaining or relaxing, with the taller fencing sections already updated, leaving room for the new owner to finish the enclosure with their preferred design. Families will appreciate being part of Lake Villa Schools and Grayslake North High School, and commuters will love the convenient access to the nearby Metra station for an easy ride to the city. With its perfect mix of luxury finishes, thoughtful upgrades, and everyday functionality, this home is move-in ready and waiting to be enjoyed.